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Bendy |
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Bendy Mrs Sensible
Joined: 10 Jun 2002 Karma :
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Posted: 10:47 - 05 Jun 2006 Post subject: Bike Insurance for Dummies |
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The most tediously oft-asked question on BCF is 'what company is good for cheap insurance?'
There is NO SINGLE COMPANY THAT IS CHEAP FOR EVERYBODY. If there is, why would anyone use any of the others?
The cost of anyone else's insurance is COMPLETELY IRRELEVANT to the cost of your insurance.
The price you will be quoted depends (amongst other things) on:
- The bike
- The age of the bike
- Your age
- Your sex
- How long you've had your licence
- What bikes you've previously insured
- Your no claims bonus
- Where you live
- What your job is
- How many miles you intend to do in a year
Etc. etc.
In order to get the cheapest insurance quote for you, you need to buy yourself a copy of MCN or any bike mag with lots of insurance adverts in the back, and PHONE EVERY SINGLE ONE OF THEM.
Yes, I mean *every single one of them*. Some will quote ridiculous money, some will be alright, some might even be good. Narrow the options down to the best few (taking cover, excess, extras into account) and ring them back, telling them what another company has offered and asking them to beat it. Repeat this until you get a quote that you are happy with.
It could easily take you an entire day to do this, but you could be saving yourself hundreds of pounds... how much is your time worth?
Also, take note that some companies will now accept a No Claims Bonus which was earned on a car - if you have car ncb you're not using, it's worth asking all the companies you phone as ncb is one of the prime price-reducing factors.
> Planning to add to this at a later date. |
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Itchy |
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Itchy Super Spammer
Joined: 07 Apr 2005 Karma :
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Posted: 12:47 - 05 Jun 2006 Post subject: |
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you should add this which dummy posted up last year (and I did again 8 months later)
A=Cheapest
F=Most expensive
AB Aberdeen
10-16, 21-25, 30-39, 41-45, 51-56 . . . . . . . A
AL St Albans
1, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
B Birmingham
1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
23-26, 36, 70 . . . . . . . . . . . . . . . . . . . . . . . E *
27, 29, 31-35, 37-38, 42-44, 66-69, 71 . . . . D*
28, 30, 40, 46-47, 62-63, 72-77, 79 . . . . . . C
45, 48-50, 60, 64, 65, 78, 90-98 . . . . . . . . . B
61, 80 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
BA Bath
1-2, 5, 6, 8, 11-14 . . . . . . . . . . . . . . . . . . . B
3, 7, 9-10, 15-16, 20-22 . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BB Blackburn
1, 4-5, 8, 10, 12, 18 . . . . . . . . . . . . . . . . . . D*
2-3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
BD Bradford
1, 3, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5, 11, 15, 19, 21 . . . . . . . . . . . . . . . . . . . . . D*
6, 8, 12-14, 16-18, 20, 22 . . . . . . . . . . . . . . E *
23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
BH Bournemouth
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
6-7, 11, 13, 15, 17-18, 25 . . . . . . . . . . . . . . B
8-10, 12, 14, 16, 19-24, 31 . . . . . . . . . . . . . A
BL Bolton
0-2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3-5, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
BN Brighton
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
5-8, 13-14, 17, 24, 27, 41-42, 44-45 . . . . . . A
9-12, 15-16, 18, 21-23, 25-26, 43 . . . . . . . . B
20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BR Bromley
1, 3-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
BS Bristol
1, 3, 5, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 6-7, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
8-9, 13-16, 23, 30, 32, 34-35 . . . . . . . . . . . C
20, 22, 24-25, 29, 31, 39, 40-41 . . . . . . . . . B
21, 26-28, 36-37, 48-49 . . . . . . . . . . . . . . . A
CA Carlisle
1-3, 5, 7, 13, 18-21, 23-24, 26-27 . . . . . . . . B
4, 6, 8-12, 15-17, 22, 25 . . . . . . . . . . . . . . . A
14, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
CB Cambridge
1, 5, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
2-4, 6-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . A
CF Cardiff
3, 15, 42, 61-62, 71-72 . . . . . . . . . . . . . . . . E *
5, 10-11, 14, 23-24, 63-64 . . . . . . . . . . . . . F *
31-41, 43-48, 81-83 . . . . . . . . . . . . . . . . . . D*
CH Chester
1, 64-66 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
41-42, 44 . . . . . . . . . . . . . . . . . . . . . . . . . . F *
43, 45-46 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
47-49, 60-63 . . . . . . . . . . . . . . . . . . . . . . . D*
CM Chelmsford
0, 2, 4, 8-9, 11-12, 17 . . . . . . . . . . . . . . . . . B
1, 3, 6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
5, 13-14, 16, 20-24 . . . . . . . . . . . . . . . . . . . C
15, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
CO Colchester
1 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 5, 8, 10, 15-16 . . . . . . . . . . . . . . . . . . A
4, 6-7, 9, 11-14 . . . . . . . . . . . . . . . . . . . . . B
CR Croydon
0, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
CT Canterbury
1-2, 4, 6, 8-12, 16-17, 19-20 . . . . . . . . . . . C
3, 5, 7, 14, 18 . . . . . . . . . . . . . . . . . . . . . . . B
13, 15, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . A
CV Coventry
1-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 7, 11-12 . . . . . . . . . . . . . . . . . . . . . . . D*
8-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
13, 21-23, 31-34, 47 . . . . . . . . . . . . . . . . . . B
35-37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
CW Crewe
1, 3, 5, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . B
2, 4, 6, 8, 10-11 . . . . . . . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
DA Dartford
1, 5, 7, 9, 10 . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3, 6, 11-13 . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 14-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
DD Dundee
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
5-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DE Derby
1, 3, 22, 55 . . . . . . . . . . . . . . . . . . . . . . . . . C
4, 12, 14-15, 45 . . . . . . . . . . . . . . . . . . . . . A
5-7, 11, 13, 56, 65, 72-75 . . . . . . . . . . . . . . B
21, 23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
DG Dumfries
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-14, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
DH Durham
1-3, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
6-7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
DL Darlington
1, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-5, 14, 16-17 . . . . . . . . . . . . . . . . . . . . . . C
6-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DN Doncaster
1, 4-5, 11-12 . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
7-9, 16-17, 19-20, 37-39 . . . . . . . . . . . . . . B
10, 14, 18, 21-22 . . . . . . . . . . . . . . . . . . . . A
15, 31, 33-34, 36, 40-41 . . . . . . . . . . . . . . . C
32, 35 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
DT Dorchester
1-3, 5-11 . . . . . . . . . . . . . . . . . . . . . . . . . . A
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
DY Dudley
1-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
8, 10-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
E London E
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
10-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . F *
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
EC London EC
1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
EH Edinburgh
43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
26-27, 38-42, 55 . . . . . . . . . . . . . . . . . . . . B
23, 28-37, 47, 49, 51-54 . . . . . . . . . . . . . . . C
11-13, 15-22, 24-25, 48 . . . . . . . . . . . . . . . D*
1-10, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
EN Enfield
1, 5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
EX Exeter
1-5, 8, 20, 34 . . . . . . . . . . . . . . . . . . . . . . . B
6-7, 9-19, 21-24, 31-33, 35-39 . . . . . . . . . . A
FK Falkirk
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
6-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
11-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
FY Blackpool
1, 4, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3, 5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
G Glasgow
1-5, 11, 13-15, 20-23, 31-34, 40-42, 51, 53 Refer
12, 43-46, 66, 69, 71-78, 81 . . . . . . . . . . . . E *
60-62, 64, 67-68, 82 . . . . . . . . . . . . . . . . . . D*
52, 63, 83-84 . . . . . . . . . . . . . . . . . . . . . . . B
65 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
GL Gloucester
1, 4-5, 7-11, 13, 15, 18-19, 51, 53-56 . . . . . A
2, 3, 6, 12, 14, 16-17, 20, 50, 52 . . . . . . . . B
GU Guildford
1-3, 5-10, 13-17, 19-24, 27, 30-31, 33-34,
46-47, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B
4, 11, 25, 29, 32, 35 . . . . . . . . . . . . . . . . . . C
12, 18, 26, 28 . . . . . . . . . . . . . . . . . . . . . . . A
GY Guernsey
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HA Harrow
0-2, 4, 7-9 . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
HD Huddersfield
1, 6-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
HG Harrogate
1-2, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
HP Hemel Hempstead
1-3, 6, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-5, 7, 10-14, 19, 21 . . . . . . . . . . . . . . . . . . C
9, 15-18, 22-23 . . . . . . . . . . . . . . . . . . . . . B
27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HR Hereford
1, 3, 5-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . A
2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
HS Outer Hebrides
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
HU Hull
1-6, 8-9, 13 . . . . . . . . . . . . . . . . . . . . . . . . D*
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
10-11, 14, 16 . . . . . . . . . . . . . . . . . . . . . . . C
12, 15, 17-20 . . . . . . . . . . . . . . . . . . . . . . . B
HX Halifax
1, 3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2, 4-5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
IG Ilford
1, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 6-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 9-10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
IM Isle of Man
1-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
IP Ipswich
1-3, 5-23, 26-33 . . . . . . . . . . . . . . . . . . . . . A
4, 24-25 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
IV Inverness
1-28, 30-32, 36, 40-49, 51-56, 63 . . . . . . . . A
JE Jersey
1-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KA Kilmarnock
1-26 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
27-30 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KT Kingston-upon-Thames
1, 3, 6, 17, 19 . . . . . . . . . . . . . . . . . . . . . . . E *
2, 4-5, 7-12 . . . . . . . . . . . . . . . . . . . . . . . . D*
13-16, 18, 20-22 . . . . . . . . . . . . . . . . . . . . C
23-24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
KW Kirkwall
1-3, 5-17 . . . . . . . . . . . . . . . . . . . . . . . . . . A
KY Kirkcaldy
1-16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
L Liverpool
1-21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
22 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
23, 29, 34, 38, 40 . . . . . . . . . . . . . . . . . . . . D*
24-28, 30, 32-33, 35-36 . . . . . . . . . . . . . . . E*
31, 37 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
39 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
LA Lancaster
1,3-4, 14, 19, 22-23 . . . . . . . . . . . . . . . . . . B
2, 5-13, 15, 17-18, 20-21 . . . . . . . . . . . . . . A
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
LD Llandrindod Wells
1-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
LE Leicester
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . C
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
7-9, 11-12, 17-18 . . . . . . . . . . . . . . . . . . . . B
13-16, 65, 67 . . . . . . . . . . . . . . . . . . . . . . . A
LL Llandudno
11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
14, 29, 31, 33, 41 . . . . . . . . . . . . . . . . . . . . B
15-28, 30, 32, 34-40, 42-49, 51-78 . . . . . . . A
LN Lincoln
1, 5-6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
2-4, 7-8, 10-13 . . . . . . . . . . . . . . . . . . . . . . A
LS Leeds
1-13, 15-16, 19, 26-27 . . . . . . . . . . . . . . . . F *
14, 18, 28 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
17, 21-23 . . . . . . . . . . . . . . . . . . . . . . . . . . C
20, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
29 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
LU Luton
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
M Manchester
1-9, 11-24, 40, 60 . . . . . . . . . . . . . . . . . . . . Refer
25-29, 32, 34-35, 38, 43, 45-46 . . . . . . . . . F *
30-31, 33, 41, 44 . . . . . . . . . . . . . . . . . . . . E *
ME Medway
1-2, 4-6, 8-13, 15-17 . . . . . . . . . . . . . . . . . C
3, 7, 14 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
18-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
MK Milton Keynes
1-5, 7, 9-15 . . . . . . . . . . . . . . . . . . . . . . . . D*
6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
8, 16-17, 19, 40-42 . . . . . . . . . . . . . . . . . . . C
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
43-46 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
ML Motherwell
1-2, 6, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
N London N
1, 7, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 4-6, 8, 10-11, 13, 15-17, 19, 22 . . . . . . . F *
3, 14, 21 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
12, 18, 20 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
NE Newcastle-upon-Tyne
1, 4-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2-3, 7, 12, 27-29, 32-33, 36-37, 39 . . . . . . . F *
45 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
9-11, 15-17, 21, 30-31, 34, 38, 40-42, 63 . . E*
13, 22-25, 35, 61-62, 64 . . . . . . . . . . . . . . . D*
18, 20, 26, 47 . . . . . . . . . . . . . . . . . . . . . . . C
19, 43-44, 46, 48-49, 65-71 . . . . . . . . . . . . B
NG Nottingham
1-4, 6-8, 10-12, 16-18 . . . . . . . . . . . . . . . . C
5, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9, 19-21, 25, 34 . . . . . . . . . . . . . . . . . . . . . B
13-14, 22-24, 31-33 . . . . . . . . . . . . . . . . . . A
NN Northampton
1-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6, 9, 13-16 . . . . . . . . . . . . . . . . . . . . . . . . . A
7-8, 10-12, 29 . . . . . . . . . . . . . . . . . . . . . . B
17-18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
NP Newport
4, 16, 18, 26 . . . . . . . . . . . . . . . . . . . . . . . . C
7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
10-11, 19-20, 44 . . . . . . . . . . . . . . . . . . . . . E *
12-13, 22-24 . . . . . . . . . . . . . . . . . . . . . . . D*
15, 25 . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
NR Norwich
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3-4, 6-8, 30-31 . . . . . . . . . . . . . . . . . . . . . . B
5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9-29, 32-35 . . . . . . . . . . . . . . . . . . . . . . . . A
NW London NW
1-2, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
4, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
OL Oldham
1-5, 7-9, 15 . . . . . . . . . . . . . . . . . . . . . . . . F *
6, 16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
10-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
OX Oxford
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2-3, 6, 10, 16, 25-27, 33, 44 . . . . . . . . . . . . B
5, 7-9, 11-15, 17-18, 20, 28-29, 39, 49 . . . . A
PA Paisley
1, 3-4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
2, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
9-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
12-15, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C
16-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
21-49, 60-78 . . . . . . . . . . . . . . . . . . . . . . . A
PE Peterborough
1-3, 5, 7, 20, 22 . . . . . . . . . . . . . . . . . . . . . C
4, 10, 13-14, 19, 25 . . . . . . . . . . . . . . . . . . B
6, 8-9, 11-12, 15-18, 21, 23-24, 26-38 . . . . A
PH Perth
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-26, 30-44, 49-50 . . . . . . . . . . . . . . . . . . . A
PL Plymouth
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
6-7, 9, 20-21 . . . . . . . . . . . . . . . . . . . . . . . B
8, 10-19, 22-35 . . . . . . . . . . . . . . . . . . . . . A
PO Portsmouth
1, 3-6, 19 . . . . . . . . . . . . . . . . . . . . . . . . . . C
2, 7-8, 12, 15, 17, 20-21, 30 . . . . . . . . . . . . B
9-11, 13-14, 16, 18, 22, 31-41 . . . . . . . . . . A
PR Preston
1-2, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
5-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
RG Reading
1-2, 4, 21, 30-31, 42 . . . . . . . . . . . . . . . . . . C
5-10, 12, 14, 17-20, 22, 28-29, 40-41, 45 . . B
23-27 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
RH Redhill
1-2, 6-9, 14, 16-18 . . . . . . . . . . . . . . . . . . . B
3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
4-5, 10, 12-13, 15, 19-20 . . . . . . . . . . . . . . A
11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
RM Romford
1, 6, 9-10, 12 . . . . . . . . . . . . . . . . . . . . . . . F *
2-5, 11, 17-18 . . . . . . . . . . . . . . . . . . . . . . E *
7-8, 13-16, 19-20 . . . . . . . . . . . . . . . . . . . . D*
S Sheffield
1-3, 5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . Refer
4, 9, 11, 13-14, 60-61 . . . . . . . . . . . . . . . . . F *
6, 10, 12, 20, 35-36 . . . . . . . . . . . . . . . . . . E *
17, 21, 25-26, 63, 70-71 . . . . . . . . . . . . . . . D*
18, 32-33, 41, 43, 62, 64-66, 72-75, 80-81 . C
40, 42, 45 . . . . . . . . . . . . . . . . . . . . . . . . . . B
44 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
SA Swansea
1-2, 4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
3, 5-6, 8-13, 15 . . . . . . . . . . . . . . . . . . . . . D*
14, 16, 34, 40-41, 43-47, 68-69, 72 . . . . . . B
17-20, 31-33, 35-39, 42, 48, 61-67, 70-71, 73 A
SE London SE
1-2, 4-8, 10-11, 13-19, 21-28 . . . . . . . . . . . F *
3, 9, 12, 20 . . . . . . . . . . . . . . . . . . . . . . . . . E *
SG Stevenage
1, 3, 5, 10-12, 15-17, 19 . . . . . . . . . . . . . . . B
2, 4, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . C
6-9, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
SK Stockport
1, 4, 14-16 . . . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 5-6, 8 . . . . . . . . . . . . . . . . . . . . . . . . . E *
7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9-12, 17, 22-23 . . . . . . . . . . . . . . . . . . . . . B
SL Slough
0-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4-6, 8-9 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
SM Sutton
1, 5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
2-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4, 6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
SN Swindon
1-2, 6-10, 13, 25-26 . . . . . . . . . . . . . . . . . . B
3-5, 11, 14-16 . . . . . . . . . . . . . . . . . . . . . . A
12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
SO Southampton
14-19 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
20, 24, 41-43, 50-53 . . . . . . . . . . . . . . . . . . A
21-23, 30-32, 40, 45 . . . . . . . . . . . . . . . . . . B
SP Salisbury
1-8, 10-11 . . . . . . . . . . . . . . . . . . . . . . . . . A
9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
SR Sunderland
1-5, 8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
SS Southend-on-Sea
0-1, 6, 8, 13, 16 . . . . . . . . . . . . . . . . . . . . . C
2-4, 7, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . B
5, 12 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
14-15, 17 . . . . . . . . . . . . . . . . . . . . . . . . . . D*
ST Stoke-on-Trent
1, 4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
2-3, 5-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
9, 12-14, 16, 18-21 . . . . . . . . . . . . . . . . . . . A
10-11, 15, 17 . . . . . . . . . . . . . . . . . . . . . . . B
SW London SW
1, 3-7, 10, 12-20 . . . . . . . . . . . . . . . . . . . . F *
2, 8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
SY Shrewsbury
1-2, 4-12, 15-25 . . . . . . . . . . . . . . . . . . . . . A
3, 13-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TA Taunton
1-4, 6-23 . . . . . . . . . . . . . . . . . . . . . . . . . . A
5, 24 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TD Galashiels
1-5, 7-10, 12-14 . . . . . . . . . . . . . . . . . . . . . A
6, 11, 15 . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TF Telford
1, 3, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2, 5-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . B
4 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
9, 11-13 . . . . . . . . . . . . . . . . . . . . . . . . . . . A
TN Tonbridge
1, 4-6, 9, 11, 14, 16, 18, 22-23, 29-31,
34-36, 39-40 . . . . . . . . . . . . . . . . . . . . . . . B
2-3, 7-8, 10, 12, 19-20, 24-28, 32-33, 38 . . A
13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
15, 17, 21, 37 . . . . . . . . . . . . . . . . . . . . . . . C
TQ Torquay
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3-14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
TR Truro
1-10, 12-17, 19-27 . . . . . . . . . . . . . . . . . . . A
11, 18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
TS Cleveland
1-2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
3-4, 6, 10, 20 . . . . . . . . . . . . . . . . . . . . . . . F *
5, 7-8, 16-19, 24, 26-29 . . . . . . . . . . . . . . . E*
9, 14, 22 . . . . . . . . . . . . . . . . . . . . . . . . . . C
11-13, 15, 21, 23, 25 . . . . . . . . . . . . . . . . . D*
TW Twickenham
1, 9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
2-3, 6-8, 10, 13-14 . . . . . . . . . . . . . . . . . . . E*
4-5, 12, 15-18 . . . . . . . . . . . . . . . . . . . . . . D*
19-20 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
UB Southall
1-3, 9 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
4, 6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
5, 7-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
W London W
1-2, 5-6, 8-9, 12, 14 . . . . . . . . . . . . . . . . . . F *
3-4, 7, 13 . . . . . . . . . . . . . . . . . . . . . . . . . . E *
10-11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Refer
WA Warrington
1, 4-8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
2 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
3, 9-12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . D*
13 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
16 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
WC London WC
1-2, 99 . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
WD Watford
1-3, 17-19, 23-25 . . . . . . . . . . . . . . . . . . . . C
4-5 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . B
6-7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
WF Wakefield
1-2, 4, 7-10, 12, 16-17 . . . . . . . . . . . . . . . . E*
3, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5-6, 13-15 . . . . . . . . . . . . . . . . . . . . . . . . . D*
WN Wigan
1-4, 7 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . F *
5-6 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . E *
8 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
WR Worcester
1, 3, 12, 15 . . . . . . . . . . . . . . . . . . . . . . . . . B
2, 4-11, 13-14 . . . . . . . . . . . . . . . . . . . . . . A
WS Walsall
1-6, 10 . . . . . . . . . . . . . . . . . . . . . . . . . . . . D*
7, 12-13, 15 . . . . . . . . . . . . . . . . . . . . . . . . B
8-9, 11 . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
14 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
WV Wolverhampton
1-2, 12-14 . . . . . . . . . . . . . . . . . . . . . . . . . D*
3-4, 6-8, 11 . . . . . . . . . . . . . . . . . . . . . . . . C
5, 9-10, 15-16 . . . . . . . . . . . . . . . . . . . . . . B
YO York
1, 7-8, 10-11, 16-17, 19, 23-24, 26, 30-32,
41-43, 51 . . . . . . . . . . . . . . . . . . . . . . . . . . B
12-15, 21-22, 25, 60-62 . . . . . . . . . . . . . . . A
18 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . C
ZE Lerwick
1-3 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . A
* = needs to be garaged or else ££££££££££££££££££ ____________________ Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching. |
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Bendy |
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Bendy Mrs Sensible
Joined: 10 Jun 2002 Karma :
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phantomtek |
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phantomtek Lil Joe Tek
Joined: 20 May 2005 Karma :
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Posted: 13:56 - 05 Jun 2006 Post subject: |
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A link to White Noise's insurance spreadsheet with a few names and numbers, websites and other such details.
Clicky |
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Biker101 |
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Biker101 Traffic Copper
Joined: 22 Jan 2006 Karma :
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coolfox1 |
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coolfox1 Scooby Slapper
Joined: 14 Apr 2004 Karma :
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Posted: 00:16 - 23 Jun 2006 Post subject: good deal |
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Thought I should add this
https://www.ebikeinsurance.co.uk/
Got some silly quotes from Bennett's, 400+, ebike got me down to 275 on no riding experience, no ncb, on a zx1 and you get free DAS legal cover and free breakdown cover.
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veeeffarr |
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veeeffarr Super Spammer
Joined: 22 Jul 2004 Karma :
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EuropeanNC30R... |
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EuropeanNC30R... Gay Hairdresser
Joined: 20 Jun 2002 Karma :
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Itchy |
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Itchy Super Spammer
Joined: 07 Apr 2005 Karma :
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Posted: 13:50 - 07 Jul 2006 Post subject: |
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Biker101 wrote: |
Not at all accurate, how can you group HX1 and HX3 together?
HX3 spreads a wide area around, it covers the worst of council estates to some of the most luxury houses. I dont live in a luxury house but i do live in a very good HX3 area, i know that i couldn't move to a better area for insurance cus my dads an insurance broker and my Mother only pays £170 a year on her Micra with 1 years NCB, it would be difficult to find a cheaper car quote for anyone.
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I'd be semi inclined to agree , my M post code covers some ££££££ houses (prices 400K+) and gang banger city , a little futher down is the town centre where there are only council houses and a 95% dole rate, with druggies hoes and daily drive bys and chav fights, the cops got smart and don't open their police station past 3pm either, too dangerous for them ____________________ Spain 2008France 2007Big one 2009 We all die. The goal isn't to live forever, the goal is to create something that will. In the end, your life will flash before your eyes. Make sure it is worth watching. |
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Louise |
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Louise World Chat Champion
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Louise |
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Louise World Chat Champion
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Posted: 15:44 - 25 Jul 2006 Post subject: |
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Just had another insurer phone me back trying to beat the 210 quote. But becasue I work in a pub, someone could trash the bike making it a higher risk some excuses huh! |
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veeeffarr |
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veeeffarr Super Spammer
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Posted: 15:59 - 25 Jul 2006 Post subject: |
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I've dropped to TPO and I'm £160 per year now with £100,000 legal and AA Breakdown! |
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cestrian |
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cestrian World Chat Champion
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HardBoiledEgg |
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HardBoiledEgg Borekit Bruiser
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Posted: 21:37 - 09 Aug 2006 Post subject: |
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fuzz |
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fuzz World Chat Champion
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Posted: 23:59 - 15 Aug 2006 Post subject: |
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One thing I've always wondered, why do they ask you your occupation? I don't see that it matters unless you will be using your vehicle for work. ____________________ https://www.bikepics.com/members/fuzzbcf/
Bikes: '99 NSR125R, '00 SV650S, K1 GSX-R600, '97 CB500, K3 SV1000S, '16 VFR800 |
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Adam.I |
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Bendy |
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Bendy Mrs Sensible
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Posted: 14:40 - 31 Aug 2006 Post subject: |
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It's all about statistics.
If they get 10% of doctors making a claim every year, but 70% of librarians, then they're going to load your policy for being a librarian as you're statistically more likely to claim.
I used to get reamed because I worked for a record company, with some companies unwilling to even quote me. Now I do almost the same job but I'm self employed and the same companies are all climbing over themselves to insure me. |
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sunbear |
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sunbear Could Be A Chat Bot
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Posted: 23:37 - 16 Sep 2006 Post subject: |
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House husband lol I wish i could afford to be one ____________________ Bikes had : BMW F650, suzuki tr50, gt125, SV400, GSXR600 SRAD. Honda CBR900RRP, CBR600FX, CBR1000F, VT600, Transalp 600, mtx125, nsr125r, CB500T, Yamaha fy50, tzr125, tdr125, XV535, Diversion 600, Fazer 600, TDM850 MK1 & MK2, Majesty 400, XV 1100. Cagiva mito evolution, Aprilia rs125, Piaggio x9 125. DNA 125 . Suzuki Bandit 600, GZ125 Marauder, RF600 , RF900RS2, Kawasaki ZZR400, ZX6R Ninja, ZZR600 . Ducati 750 Sport . Triumph Tiger 955i. CURRENT : 2004 Kawasaki Z750 and LOVIN IT ! |
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six |
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six Trackday Trickster
Joined: 29 Sep 2006 Karma :
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Posted: 19:18 - 29 Sep 2006 Post subject: |
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How are you all getting like £150 - £200 for your quotes. I am just about 16, and looked up the cost for Third Party, Fire and Theft insurance on an Aprilia RS 50, restricted at 30mph, used for recreational purposes only, and it came to, lowest, £800! Thats more than the bike is worth itself (second hand)!!!
I will certainly take a look at some of the websites up... and I will go out and get my MCN as well! thanks ____________________ I ride: 2003 Aprilia RS50
Yamaha R1 Fund: ?-0600.00 (grr ) |
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linuxyeti |
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linuxyeti World Chat Champion
Joined: 06 Oct 2006 Karma :
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Posted: 18:02 - 06 Oct 2006 Post subject: Bike Insurance |
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Hi All
I've found www.directchoice.co.uk a good place to start.
My insurance for the VTX1300 & JL250 TPFT £170 with no no claims bonus.
Chituma CTM125 + 2 other named drivers(both cbt only) + 1yr NCB £77
For my girlfriend TPFT Suzuki GZ125 £97.00 with no NCB.
I spent hours scowering the internet and none came in cheaper.
Cheers |
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