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Cost of a 600 at 17 - Decisions, Decisions, Decisions..

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Fnatic
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PostPosted: 15:07 - 08 Aug 2008    Post subject: Cost of a 600 at 17 - Decisions, Decisions, Decisions.. Reply with quote

As most of you know, a lot of people currently on 50cc's on this forum are looking to go straight onto 600's if money permits.

A few I know are Matthie, Shaane, Tutton and Moonie.

I've personally been looking at SRAD's from around 1999 and this is the sort of bike I have been looking at:

https://i298.photobucket.com/albums/mm255/DeclanJ/media.jpg

Price: £1,495

https://i298.photobucket.com/albums/mm255/DeclanJ/srad.jpg

These are the insurance quotes I have been getting from "The Bike Insurer".

So I am looking at 2.5k to own an SRAD-600 at 17. This doesn't include additional costs of MOT and Tax.

Then I still have to fork out a large sum for my bike test which I'll probably end up taking twice as it's getting harder.

I mean it's possible for me to own a 600 at 17 but it's looking harder and harder with every additional cost I have to consider.

I think I am going to try and to my A2 towards the end of this year after practicing on the RS50 as it is my first geared bike and that's exactly the reason I bought it for, to learn on.

I was considering R6's but they are around 2k for a half decent '99 model and then 1.2k TPO insurance on top of that. I think I am going to have to get my test out the way then consider whether or not it's worth it.

If I am in an apprenticeship I probably will get a 600. If I end up going 6th form it's going to be a lot harder to own a 600.

Advice Please Smile Thumbs Up
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Whosthedaddy
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PostPosted: 15:10 - 08 Aug 2008    Post subject: Reply with quote

Lessons, restriction costs and petrol need to be tailored into the cost of owning the bike.

Why be so short sighted and opt for just a 600? there are more cc's out there that may be cheaper and I'm not talking about <600cc's.
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AppleJoe
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PostPosted: 15:12 - 08 Aug 2008    Post subject: Reply with quote

Get a less sporty bike. I've been riding my SV650S since I was 17 and 1 week (used the first week to do my A2); my insurance is £380 TPO with 0 NCB. When I looked to buy a bike, quotes for gixxers etc were similar to yours.

Sometime I'll get a more sporty one, but for now the SV is great Thumbs Up
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Whosthedaddy
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PostPosted: 15:17 - 08 Aug 2008    Post subject: Reply with quote

Turn 17 get a big bike and run it.

Turn 18, off to Uni and can't afford it?

Think of the semi long time and what you want and can afford comfortably unless you plan on living at home for many a year to come.
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Fnatic
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PostPosted: 15:22 - 08 Aug 2008    Post subject: Reply with quote

Yes I am thinking in long term.

Hence why I am worried. If I am getting quotes of £1k TPO now with 1 years NCB what will it be at 18 with 2 years NCB.
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Whosthedaddy
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PostPosted: 15:24 - 08 Aug 2008    Post subject: Reply with quote

I was getting cheaper quotes on a CBR1100xx than a 750SRAD, maybe they are just expensive full stop?
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_Will_
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PostPosted: 15:37 - 08 Aug 2008    Post subject: Reply with quote

If you want a 600 i suggest a sports tourer version, will be cheaper and you won't be reaching its limits anytime soon.

Things like thudercats, cbr f's zzr600's etc, then look into a sports at 19 or whatever.

WTD cbr1100 is gp 16, so if the 750's a 17 might explain it.
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The Artist
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PostPosted: 15:38 - 08 Aug 2008    Post subject: Reply with quote

also a restricted srad isnt as good as a restricted sv I heard. Power is higher up therefore cant be reached. That is if you are going to restrict it.

Im 16 now and looking to get a big bike when im 17.

SV650 or similar is my first option
Then whatever pops up on ebay in the meantime so long as insurance is cheap.

Go for something cheaper, I want an srad when im older and hopefully by that time, I can afford a new one.
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Whosthedaddy
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PostPosted: 15:40 - 08 Aug 2008    Post subject: Reply with quote

vee wrote:
WTD cbr1100 is gp 16, so if the 750's a 17 might explain it.


Never new that, but proves my original point that a smaller cc may not always be cheaper.
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TUBZ69
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PostPosted: 16:00 - 08 Aug 2008    Post subject: Reply with quote

DONT get a SRAD straight from a ped, as tempting as it is to look cool on a supersport etc, u WILL crash it, with uni in a year wots the point. far to much to run and suzuki parts arent exactly cheap. The insurance is more than the bike is worth. as people have said SV's are a better choice as a beginners bike, far cheaper.
T
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Matthie
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PostPosted: 16:15 - 08 Aug 2008    Post subject: Reply with quote

Yeah I am thinking about this aswell as I am realising I can't really save enough as I though I could a month.

Would love a Srad if I can and my brother can lend me the money, I just need the capability to pay it and £4.75 a hour while at college doesn't really cut it lol.

Heard about a bike a while ago that was really cheap on the insurance but was like 1200cc anyone know what it is? Sounds pretty beefy Cool
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Matthie
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PostPosted: 16:21 - 08 Aug 2008    Post subject: Reply with quote

TUBZ69 wrote:
DONT get a SRAD straight from a ped, as tempting as it is to look cool on a supersport etc, u WILL crash it, with uni in a year wots the point. far to much to run and suzuki parts arent exactly cheap. The insurance is more than the bike is worth. as people have said SV's are a better choice as a beginners bike, far cheaper.
T


Ok everyone will crash their first bike will they Rolling Eyes did you crash your first bike or something?

What about the people who do DAS and go to 1000s ect?
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iooi
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PostPosted: 16:36 - 08 Aug 2008    Post subject: Reply with quote

Matthie wrote:

Ok everyone will crash their first bike will they Rolling Eyes did you crash your first bike or something?

What about the people who do DAS and go to 1000s ect?


Don't know where this myth started, probably by someone who hated the thought that someone was looking to get a bike better than theirs and it was the best excuse they could drum up to try and stop them.
I guess someone buying a new bike is far more likely to be careful than someone buying a rat bike.

As ever its a case of the rider respecting their new faster bike that counts.
History has shown that people pass tests, splash the cash on a bigger faster bike and end up dead... But then again many don't....

Personally, you can think about what you fancy in the future, but whether you will get it is another matter.
Main task you face is to pass the test. Then you can look at bikes that you can afford to run.
Ins prices change faster the a super-bikes rear tyre. So what looks good today, may be bad next week.
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Whosthedaddy
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PostPosted: 16:39 - 08 Aug 2008    Post subject: Reply with quote

Matthie wrote:
What about the people who do DAS and go to 1000s ect?


They're over 21 and have at least some road experience and restraint of the right hand. Thats the theory anyways?
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AppleJoe
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PostPosted: 16:43 - 08 Aug 2008    Post subject: Reply with quote

Matthie wrote:
Heard about a bike a while ago that was really cheap on the insurance but was like 1200cc anyone know what it is? Sounds pretty beefy Cool


By the sounds of it the Bandit 1200 is what you are thinking of.
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Thom
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PostPosted: 16:43 - 08 Aug 2008    Post subject: Reply with quote

You see ive just gone 18, and i started on an nsr125 which i rgeretted as i lost alot of money.

I spent £300-£500 on tests, lessons, gear etc and then bought a project bike, a gs500e. Its not fast, its not sporty, and its hardly cool, but its loud.

Now im looking for a part time job as i want a new bike VERY badly, i mean i quite literally need a new bike in less than 6 months but i want to buy a fairly new bike.

This is where my problems begin!

I have been looking at everything from nsr 250's to 400 imports, hornets and viffers, i'd love a supersport but after talking to someone tonight theres things you need to consider.

Although id like a zzr600, its not quite sporty enough for my tastes, and a zxr is out of my league atm due to its price (unless i buy in winter) but the insurance is still fairly high.

So i've been thinking with my thinking head on, rather than me "how can i look cool at college"

I've been looking at SV650's tonight. Fully faired 06-08 models, I've certainly decided i want a FI model if i buy one, as well as a fully faired, but the good thing is these bikes can be very sporty and upgraded and modified to suit personal taste, they are hated by many but loved by others.

Im personally undecided but i think it's what i'll buy.

It makes a good commuter, yet has a decent top end, takes well to restriction and wont blow your pocket open on insurance or inital cost, apparantly they hold their value too if maintained well.

So i suggest you think... do you need a srad, r1, ninja or fireblade? because i know i can be practical and have a relatively cool bike of which i'll enjoy, and best of all, its controllable. Any bike is you may think, but its much more tame than other sports bikes.
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sean122
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PostPosted: 19:28 - 08 Aug 2008    Post subject: Reply with quote

ive got a bandit for sale in the for sale section of the forum if your interested ive also got the 33bhp kit for it, im 19 and passed my test when i was 17 i started on a cb500 then moved to a bandit 600 now i would like to upgrade to something bigger/sportier but i cant afford the insurance Crying or Very sad

Sean
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Devans
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PostPosted: 06:19 - 09 Aug 2008    Post subject: Reply with quote

I'm 17, booked my A2 training etc and test for the 30th of July, had one day of training to learn gears about 3 weeks back now, an i decided i wasn't ready.

I also wanted a Gixxer srad, but i've decided getting a 600cc at 17 is not for me, i'm gunna run a 125cc for another 6months, and then go for my test in January sometime.


Think about it, it would be really cool but at the end of the day, you've got your whole life to get a fast bike.

Why risk it now, just to look cool.

Going from a 50cc to a 600cc isn't a clever thing to do. But it's your decision matey.

I undrstand you wanting a Gixxer but an RS125 will be just as quick, because an RS will have a powerband unlike the Gixxer which top end will be cut off with the restrictors. Which if you don't have fitted, your on a death wish!

I'm not sure how fast your 50cc goes but an RS125 will be dam fast enough for now matey.

Personally i think the best thing is the fact we can take of the L plates, they are the worst bit, moreso than the bikes we can ride.
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MaybeGuy
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PostPosted: 06:55 - 09 Aug 2008    Post subject: Reply with quote

at 18 with 1 years NCB i paid £500 TPFT. works out £50 for 10 months.

i went with motorcycle direct insurance/Norwich union, one of the two. found through gocompare.com.

i then phoned MCI directly so i didnt get any lovely admin charges Wink

get a years NCB on the fiddy, then go bigger.

also...

where it says ''how long have you had your licence?''
i put ''under 12 months'' where i could have put ''less than a month''.

im technically not lying.
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Thom
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PostPosted: 08:24 - 09 Aug 2008    Post subject: Reply with quote

Thats actually quite a clever way of stretching the rules, lol!

Suppose it depends on individual insurers but i might try that!
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Matthie
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PostPosted: 08:37 - 09 Aug 2008    Post subject: Reply with quote

Can anyone suggest a bike for me, I looked at the Bandit 1200 but the insurance is more than the Srad.

I want something with a good top end ie >150 and that can wheelie Laughing (im not a nutter honest) *sits and waits for the your going to die on the first day comments*

Dont mind it being naked but dont like half faired/commuter bikes.
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Thom
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PostPosted: 08:48 - 09 Aug 2008    Post subject: Reply with quote

is there a naked bike in the world which will do 150? Razz

I hope your post was a joke, because if not i certainly feel you are Thumbs Up

Here's an idea, get that 50 of yours to its top end and find a nice firm structure to test the integrity of, you'll achieve your chosen aim even on that Smile
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tzr
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PostPosted: 08:55 - 09 Aug 2008    Post subject: Reply with quote

Just for you 17/18 year olds to think about:
Passed my full test about 3 weeks ago, 'bout a month after turning 18. I've never owned a moped, or a 125. 0 NCB.
Decided to buy an '86 FZR 400, cost me £750 and has £17k miles on the clock. It's in great conditon for the year, and insurance cost me £340 TPO. It also came with a paddock stand, dick locks and rain cover!

So for just under £1100, you can end up with something lighter than a restricted 600 and it should legally have the same power. I really wouldn't restrict it though, or any sports bike, since my power lies between 9-13k.

Also the costs REALLY add up:
Bike £750
Ins £340
CBT £90
2 theories: £60
A2 in 4, 3 hour lessons: £379
Gear: £320

Total: £1939

Never really imagined it costing this much when I started, just pass your tests first then work out what you can afford.

Matthie: My fzr will hit 120 then go off the clock and keep revving for a good +5k/rpm, and you can wheelie a CG125 so.... I don't think a 600 is worth the extra expense at this age! and you really are asking for it with that attitude.
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